html, body {
  margin: 0px;
  padding: 0px;
}

body { 
	 
  
	font-family: "arial", "helvetica", sans-serif; 
	font-size: .8em;
	color: #333333; 
	 
	margin: 0px;
	padding: 0px;	
	}
h4.top{
	text-align: left;
	margin: 0;
	padding: 0;
	padding-top: 20px;
	color: #131986;
}
p.top{
	text-align: left;
	color: #131986;
}
	
	
	body p{
		
		text-align: justify;
	}
	
	body p.center{
		
		text-align: center;
		padding: 0px;
		margin: .8em;
		
	}
	body h4.center{
		
		text-align: center;
		
		
	}
	body p.points{
		
		padding: 0px;
		margin: .8em 0;
		
	}
	body p.signature{
		text-align: left;
		padding-top: 0px;
		margin-top: .2em;
		padding-left: 10px;
	}
	body p.quote{
		font-style: italic;
		padding: 0px;
		margin: .8em;
		margin-bottom: 0;
		padding-bottom: 0;
		
		
		
	}
	
	.toppadding{
		padding-top:50px;
	}
	
	body p.nospace{
		
		padding-top:50px;
		
		
		
	}
	.flashmovie{
border: 0;
padding: 0px;
margin: 0px;
	}
	
	#wrapper{
		background-color: #8d8fc5;
		width: 900px;

	}
	#content{
		position: absolute;
		top: 10px;
	width: 900px;
	left: 50%;
	margin-left: -450px;
	padding-top: 0px;
	margin-top: 0px;
	height: 464px;
	
	
	
	
	}
	#leftcol{
		
		width: 470px;
		float: left;
		padding: 0px 10px;
		
	
		background-color: #8d8fc5;
		overflow: auto;
		height: 438px;
		*height: 428px;	
	}
	#leftcol.bigger{
		width: 390px;
		margin: 0;
	}
	
	#flashcontainer{
		padding-top: 50px;
		
	}
	#rightcol{
		
		height: 438px;
		*height: 428px;
		width: 390px;
		
		float: right;
		padding: 0px 10px;
		overflow-y: auto;
		overflow-x: none;
		background-color: #8d8fc5;	
	}
	#rightcol.bigger{
		width: 470px;
		*width: 510px;
		margin: 0;
		float: left;
	}
	
	#rightcol2{
		width: 470px;
		*width: 510px;
		
		height: 438px;
		*height: 428px;
		margin: 0;
		float: left;
		padding: 0px 10px;	
		background-color: #8d8fc5;
		overflow-y: auto;
		overflow-x: none;
		
			
		
	}
	#rightcol2 p.center{
	text-align: center;}
	
	#rightcol table{
		border: 0px;
		border-collapse: collapse;
	}
	#rightcol2 table{
		border: 0px;
		border-collapse: collapse;
	}
	#rightcol td{
		border: 0px;
		padding: 0;
		margin: 0;		
	}
	#rightcol2 td{
		border: 0px;
		padding: 0;
		margin: 0;		
	}
	#rightcol td img{
		padding: 0;
		margin: 0;	
		border: none;	
	}
	#rightcol2 td img{
		padding: 0;
		margin: 0;	
		border: none;	
	}
	
	#bottombar{
		width: 900px;
		clear: both;
		margin-top: 2em;
		margin-top: 0;
		
	}
	#bottombar img{
		float: clear;
		border: 0;
		padding: 0;
		margin: 0;
		
	}
	a{
		color: #131986;
		}
a:link {
		text-decoration: none;	
		font-color: #131986;
	}
a:visited {	
		text-decoration: none;
	}
a:hover {	
		text-decoration: none;
	}
a:focus {	
		text-decoration: none;
	}
a:active {
		text-decoration: none;
		
	}
	div.callout{
	
	border-top: solid 1px #131986;
	border-bottom: solid 1px #131986;
	
	}
	li {
		margin-bottom: .8em;
	}
	li.list1{
		padding: 0;
		margin: 0;
		list-style: square outside; color:#131986;
	}
	.blacktext{
	color: #333333;
	}
	div.textwrapper {
		
		 text-align: center;
		
	}
	div.text{
		color: #131986;
		width: 65%;
		margin-left: auto;
		margin-right: auto;
		text-align: left; /* overrule inheritance */
	}
	
	table.middle{
		width: 375px;
		margin-left: auto;
		margin-right: auto;
		text-align: left; /* overrule inheritance */
	}
	div.top{
		padding-top: 20px;
		
	}